At KRD Credit Union Ltd, our priority is simple...it’s you. We are here, for the whole community, to offer our members a safe place to save their money, and access to affordable credit when you need it most.
And with over 7,000 members, we pride ourselves on providing an attentive, reliable and discreet service, to cater for all of your financial needs.
Our credit union is owned by our members — the people who save and borrow with it — people just like you. At KRD Credit Union, our members have the chance to take control of their own finances, by making their savings work for them.
Why is saving with a credit union better?
Whether you’re saving for something in the future or just for a ‘rainy day’, regular saving is a good idea. Regular saving with KRD Credit Union is an even better idea.
Here, you’re not just a customer, you’re a member. Members enjoy equal rights to vote (one member, one vote)
and participate in decisions affecting the credit union, meaning your voice is heard.
With share accounts, and deposit accounts for the under 16’s, anyone and everyone is welcome to join.
And by saving with us, you can be safe in the knowledge that your money is secure and protected.
What do I need to join?
When applying for membership you will be asked for proof of ID and proof of address, for example a current passport and recent utility bill. Any of our staff can help, simply call into one of our three offices, situated in Ballymoney, Dunloy or Kilrea, for an application form.
The credit union difference - Every credit union is ‘not-for-profit’, Surplus income generated is returned to the members as a dividend to savers and an interest-rebate to borrowers, or directed to improved or additional services for members, Membership of a credit union is open to people who have, in relation to all other members, a unique ‘common bond’, There are no transaction charges on loans or saving accounts, Loans are insured at no direct cost to the eligible member, Savings are insured at no direct cost to the eligible member.
All members’ savings are protected by the Financial Services Compensation Scheme, which guarantees savings up to £85,000.
Visit our website, www.krdcreditunion.com to find out more, or call in and speak to one of our members of staff, who are more than happy to help with any queries you may have.